Individual Insurance Coverage

  1. Auto Insurance – Auto insurance is a contract between you and the insurance company that protects you against financial loss in the event of an accident or theft.
  2.  Homeowners Insurance – Homeowners Insurance is a form of property insurance that covers losses and damages to an individual’s house and to assets in the home. Homeowners insurance can also provide liability coverage against accidents in the home or on the property
  3.  Renter’s Insurance – Renter’s insurance is a form property insurance that provides coverage for a policyholder’s belongings, liabilities and possibly living expenses in case of a loss event. Renter’s insurance is available to persons renting or subletting a single family home, apartment, duplex, condo, studio, loft or townhome.
  4. Earthquake Insurance – Earthquake Insurance is a form of property insurance that pays the policyholder in the event of an earthquake that causes damage to the property. Most ordinary homeowners’ insurance policies do not cover earthquake damage.
  5. Flood Insurance – Flood Insurance is a form of property insurance that covers a dwelling for losses sustained by water damage, as it specifically relates to flooding
  6. Health Insurance – Health Insurance is a form of insurance coverage that pays for medical and surgical expenses incurred by the insured.
  7. Dental Insurance – Dental Insurance is a form insurance coverage for individuals that pay for costs such as exams, x-rays, cleanings and care of dental disease and accident to teeth.
  8. Vision Insurance – Vision Insurance is a form of insurance coverage for individuals that pay for costs such as eye examination, vision aids, glasses or contacts.
  9. Life Insurance – Life insurance is a contract between an insurer and a policyholder in which the insurer guarantees payment of a death benefit to named beneficiaries upon the death of the insured.
  10. Collectible Car Insurance – Collectible Car Insurance coverage is for a collectible automobile works much like traditional automobile insurance. The policy typically has a term of 12 months and includes coverage for liability, collision, comprehensive, medical payments, and uninsured/under-insured motorists.
  11. Motorcycle Insurance – Motorcycle Insurance provides financial protection in the event of a motorcycleaccident, loss, theft or damage. Motorcycle insurance includes liability coverage in case you are responsible for another person’s injuries or property damage.
  12. RV Insurance – RV insurance protects you, as a recreational vehicle owner, from excessive out of pocket costs in the event of a loss or if you are at fault in an accident that causes bodily injury or property damage. It can also provide compensation for your costs if you have a roadside breakdown.
  13. Watercraft Insurance – Watercraft insurance is an insurance policy that provides coverage for boats and personal watercraft. Watercraft insurance, also known as boat and personal watercraft insurance, often includes towing and wreckage removal, as well as fuel spill indemnification.

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